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Instant Issuance

Mega Oto Joint Finance

Product Benefits

  • Together with the Bank, partners can finance the customer (end user) in the purchase of motor vehicles both two-wheeled or four-wheeled or a maximum of ten (10) both new and used for its personal purposes or for business purposes.
  • Sources of funding for clients without breaching the gearing ratio of 15 x accordance with the Ministry of Finance.

Persyaratan

  • Joint financing agreement (joint financing) has been signed by the parties completely.
  • The Company has complied with all the requirements of partners who have agreed disbursement role in co-financing agreements (joint financing).
Mega Oto Asset Purchase

Product Benefits for Partners

  • Together with the Bank, the partners can indicate each part as a co-financing on the portfolio transferred to the Bank.
  • Sources of funding for clients without breaching the gearing ratio of 15 x accordance with the Ministry of Finance.

Terms of use

  • Consumer Financing Portfolio Transfer Agreement has been signed by the parties completely.
  • The Company has complied with all the requirements of partners who have agreed disbursement role in consumer financing portfolio transfer agreement.
  • The submission of disbursement should be done in groups (batches) with a minimal number of fit was agreed in the Agreement.
  • The submission must be received by the disbursement the Bank no later than 11 o'clock (eleven) local time 1 (one) business day prior to the desired date of disbursement.
  • The amount of disbursement is equal to the portion of bank financing on the portfolio transferred by way of crediting the amount into the bank account of a partner company on the date of disbursement desired.
  • Bank entitled refuse to make withdrawals without informing the reason for the Company Partner.
Mega Inventory Financing

Product Benefits

Business Partner:

  • The assurance of payment.
  •  Lowering leverage because it does not need to finance receivables.
  • Reducing the administrative load for managing accounts.
  • Improve Sales.

Debtor :

  • Flexiblility of Term of payment is helping debtors to manage their cash flow.
  • The financial support from Bank Mega.
  • There are temporary plafond or ceiling project.
  • Margin Collateral is determined by debtor's rating.

Terms of use

The use of the facility only for the purchase of inventory by an authorized distributor / dealer to the business partner of Bank Mega.

Mega Supplier Financing
Working capital financing facilities given to the supplier / subcontractor on receivable (AR) which is charged to the business partner.
Mega Highlights
  Curr             Buy            Sell
USD
13225
13525
EUR
14369
14708
AUD
9853
10090
SGD
9453
9675
JPY
118.4
121.19
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