A must-have credit card for traveling enthusiasts

Mega Travel Card

Mega Travel Card

MINIMUM INCOME

IDR 10.000.000

MINIMUM LIMIT

IDR 20.000.000

ANNUAL FEE

BASIC : IDR 1.000.000
SUPPLEMENT : IDR 500.000

Credit Card products that are suitable for traveling fans where every MPC Points earned can be exchanged for airline tickets, hotels, tour packages, or other traveling products at the Antavaya store.

Online Aplication

Get all-time benefits with a Bank Mega credit card

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Aplikasi Online

  • Free Domestic & International Airport Lounge Access
  • Competitive Exchange Rate Guarantee
  • Every Rp. 10,000 get 75 MPC Points

Free access to more than 850 airport lounges around the world

Enjoy free access once a year for one Mega Travel Card holder to more than 850 airport lounges worldwide through LoungeKey™ by showing your Mega Travel Card, boarding pass, and mentioning LoungeKey membership at the airport lounge receptionist.

For more information about LoungeKey™ and a list of lounges that you can access, please visit the site: https://www.loungekey.com/bankmega

Download LoungeKey App on Apple Store or Google Play

Terms & Conditions

  • This program is valid for Mega Travel Card holders only
  • Free access once a year for Mega Travel Card Holders only
  • Any additional lounge access and guest lounge access will incur a charge of US $ 32 / person / visit

Card & PIN Activation in One Step

Send an SMS to 3377 using your registered mobile number with the format:
PIN (space) Last 4 Digits of Credit Card (space) Date of Birth DDMMYYYY (space) 6 Digits PIN
Example: PIN 1234 01011990 123456

 

CT Corp Benefit

Metro Department Store

  • 10% discount without minimum transactions (except for certain products) or
  • 0% installment for 6 months with a minimum transaction of IDR 1,000,000
  • Valid at all Metro Dept. outlets store in Indonesia

Trans Fashion

  • Additional 10% discount with a minimum transaction of IDR 500,000 or
  • 0% installment 6 months tenor with minimum transaction IDR 2,000,000
  • Valid for transactions at Aigner, Boss, Canali, Geox, Furla, Find Kapoor, and Salvatore Ferragamo

Trans Luxury Bandung & Trans Resort Bali

  • 50% discount for stays on weekdays (Sunday - Thursday) and 25% discount on weekends (Fridays, Saturdays, and nights before holidays) excluding taxes and service charges
  • Breakfast included for 2 people at The Restaurant
  • Room Rate refers to the Best Available Rate (BAR)
  • Discounts are not valid for Black-out Date (Eid Al-Fitr, Christmas and New Year)
  • 35% discount for gym membership
  • 20% discount for food and beverage (non-alcoholic) purchases max transaction IDR 1.5 million

Trans Luxury Hotel Bandung

Rooms:

  • 50% discount from published rate on weekdays and 25% discount from published rate on weekends
  • Breakfast is included for 2 (two) people
  • Only for MegaFirst Infinite Credit Card holders, get a Free Upgrade from Premier Room to Premier Club Room with access to clubs outside of alcohol consumption (subject to room availability)
  • Discounts apply for 3 (three) rooms / cards / day
  • Promo is non-cancellation and non-refundable

Food & Beverages (F&B): 

  • Promo applies to food and beverage purchase transactions at The Lounge, The Restaurant and The 18th Rooftop Bar
  • 25% discount maximum transaction of IDR 5,000,000 ++ / card for MegaFirst Infinite Credit Card holders
  • 20% discount maximum transaction of IDR 1,500,000 ++ / card for other Bank Mega Credit Card holders

Function Room: 

  • 10% discount with a minimum transaction of IDR 200,000,000 ++ / card
  • Only valid for MegaFirst Infinite Credit Card holders

The Spa: 

  • 20% discount on The Spa services with a maximum transaction of IDR 1,500,000 ++
  • Disc. 25% of The Spa services for MegaFirst Infinite Credit Card holders with a maximum transaction of IDR 5,000,000 ++
  • Promo not valid for products from The Spa and hair salon

Fitness Center Membership: 

  • 20% discount with a maximum transaction of IDR 3,000,000 ++
  • 25% discount for MegaFirst Infinite Credit Card holders with a maximum transaction of IDR 5,000,000 ++

The Trans Resort Bali

Kamar (Rooms):

  • Diskon 50% dari published rate pada saat weekdays dan diskon 25% dari published rate pada saat weekend
  • Sudah termasuk sarapan pagi untuk 2 (dua) orang
  • Pemesaan untuk periode weekend dengan minimum 2 (dua) malam/kamar akan mendapatkan 1 (satu) kali Friday Night Buffet Dinnes atau Sunday Yum Cha untuk 2 (dua) orang. Promo ini tidak dapat diuangkan atau diganti dengan promo lainnya.
  • Khusus pemegang Kartu Kredit MegaFirst Infinite, mendapatkan Free Upgrade dari Premier Room ke Premier Club Room dengan akses ke club di luar konsumsi alkhohol  (tergantung pada ketersediaan kamar)
  • Potongan harga berlaku untuk 3 (tiga) kamar/kartu/hari
  • Promo bersifat no-cancellation dan non-refundable

Food & Beverages (F&B): 

  • Promo berlaku untuk transaksi pembelian makanan dan minuman di The Lounge, The Restaurant dan The 18th Rooftop Bar
  • Diskon 25% maksimum transaksi sebesar Rp. 5.000.000++/kartu bagi Pengguna Kartu Kredit MegaFirst Infinite
  • Diskon 20% maksimum transaksi sebesar Rp.1.500.000++/kartu bagi Pengguna Kartu Kredit Bank Mega lainnya.

Function Room: 

  • Diskon 10% dengan minimum transaksi Rp 200.000.000++/kartu
  • Hanya berlaku untuk Pengguna Kartu Kredit MegaFirst Infinite

The Spa: 

  • Diskon 30% layanan The Spa dengan maksimum transaksi sebesar Rp 1.500.000++
  • Disc. 35% layanan The Spa untuk Pengguna Kartu kredit MegaFirst Infinite dengan maksimum transaksi sebesar Rp 5.000.000++
  • Promo tidak termasuk nail treatment

Fitness Center Membership: 

  • Diskon 20% dengan maksimum transaksi sebesar Rp 3.000.000++ 
  • Diskon 25% untuk pengguna Kartu kredit MegaFirst Infinite dengan maksimum transaksi sebesar Rp 5.000.000++

Ibis Hotel Bandung

  • Special Rate for Bank Mega credit card holders through www.accorhotels.com
  • Room:
    • 10% discount from published rate to stay
    • Include breakfast for 2 (two) people
    • Promo doesn't apply at high season and long weekend
    • Cannot be combined with other promos
  • Max. 3 room/card/day
  • Food & Beverages (F&B): 
    1. 15% discount at Oopen Resto
      • 15% discount at Oopen Resto with minimum transaction IDR 100.000,- (before government tax and service charge)
      • Promo doesn't apply for meat category, seafood, dan alcohol drinks
      • Cannot be combined with other promos
    2. Asian BBQ Dinner
      • 10% discount from published rate
      • Only on Friday and Saturday
      • Max. for 5 people/card
      • No multiples apply

Fashion Hotel Legian

Room:

  • Special rate: IDR 450.000,-++/room/night
  • Price includes breakfast for 2 people
  • Valid for a maximum of 3 rooms / cards / day
  • No cancelation and no refundable
  • Not valid during peak season and high season

Food & Beverages (F&B):

  • 20% discount with maximum transaction IDR 1.500.000++/card

Trans Studio 

Monday – Sunday:

  • 25% discount for all types of Bank Mega Credit Cards (5 tickets/day/card),
  • Trans Studio Store Ticket Bonus (IDR 50,000 for Mega First Infinite Card)
  • 25% discount for Special Event/Concert, all card, VIP Tickets Max. 2 tickets/card, Festival Tickets Max. 4 tickets/card

Trans Snow World

  • 10% discount for purchasing entrance tickets
  • Maximum purchase of admission tickets is 10 tickets per transaction
  • Valid for all types of Bank Mega Credit Cards, except: Mega Corporate Card, Mega Wholesale Card, and Mega Grocerindo Card

Antavaya

No surcharge & competitive exchange rate

Baskin Robbins

  • 35% discount everyday for purchases of ready packs, hand packs, ice cakes, cups and cones, sundae and split, fountain drinks, dessert, cafe menus, popcorn, with a minimum purchase of IDR 75,000 and a maximum purchase of IDR 1,500,000
  • 50% discount on weekends (Saturday and Sunday) and national holidays for hand pack purchases with a maximum purchase of IDR 1,500,000

The Coffee Bean & Tea Leaf

  • 30% discount on purchases of all CBTL products with a minimum purchase of IDR 75,000
  • 35% discount every day for purchasing Whole Cake
  • 50% discount for purchasing all CBTL products with a minimum purchase of IDR 250,000 and maximum purchase of IDR 1,500,000

Wendy's

  • 25% discount every day for purchases of all products with a minimum purchase of IDR 100,000
  • 50% discount every day for purchases of all products with a minimum purchase of IDR 300,000 and a maximum purchase of IDR 1,500,000

Tasty Kitchen

  • 20% discount everyday for all types of menus with a minimum purchase of IDR 200,000, - and a maximum purchase of IDR 1,500,000

Warung Wardani

  • 20% discount everyday for all types of menus with a minimum purchase of IDR 100,000, - and a maximum purchase of IDR 1,500,000

Nikaido Gyu Katsu

  • 20% discount everyday for all types of menus with a minimum purchase of IDR 100,000, - and a maximum purchase of IDR 1,500,000

Indexliving Mall

  • 10% discount or 0% installment for 6 months
  • 10% discount + Low Interest Installments 1.25% (tenor 3,6,12 months)

Carrefour & Transmart Carrefour

  • 10% discount or 0% installments for 6 months
  • 10% discount + light installment payment (tenure options of 3,6, or 12 months)
  • Applies to all products including electronics and promotional products throughout Carrefour and Carrefour Transmart in Indonesia except; baby formula,eggs, cigarettes, gadgets (mobile phones, smartphones, tablets and laptops), and top up phone credit

TransVision

  • 25% discount per month for all Transvision subscription packages
  • The payment method uses a credit card autodebet with the Megabill program

MPC Points

For more information about MPC Points, please click: https://bankmega.com/id/personal/mpc-points/

Mega Bill

  • Register your monthly bills and enjoy the convenience and ease of payment without having to queue and save time by using the Mega Bill feature on your Bank Mega Credit Card.
  • Click here for more information. 

*An easy way to pay for water every month with Mega Bill

Mega Top Up

Mega Credit Shield

Mega Credit Shield provides a protection to your credit card balance in the case of any occurrence by the covered risk, as per the applied terms and conditions of the said product. This product is the product of PT PFI MEGA LIFE, which also act as an insurer to the said product.

There are 3 (three) types of the offered Mega Credit Shield:

1. Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

  • If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
  • If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary
     

2. Mega Ultima Shield, with Premium of 0.68% from the Current Balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident, or the risk to suffer any of the 5 (five) critical illnesses.

Insurance Benefits

  • If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
  • If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • If insured being diagnosed for the first time in life to suffer any of the 5 (five) critical illness then insurer will pay 100% of current credit card balance at the time of risk. 
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

 

3. Mega Protection Care, with Premium of 0.25% from the current balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

  • If insured passed away, due to illness or accident, then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

   M-SMILE

A new breakthrough from Bank Mega to provide all your banking activities through your smartphone and makes everything easier. Such as saving products, credit cards and electronic money, cash withdrawals without cards at Bank Mega ATMs, QR transactions at merchants, and various promo information, it's all in your hands.

Download Now

Why must M-Smile?

Because M-Smile is an application that:

  1. Attractive appearance that doesn't makes you feel bored when using M-Smile
  2. The fast and easier login by using finger print or face recognition technology.
  3. Missed your wallet? Don't carry an ATM card? Relax. You can do QR transactions at merchants that use the QRIS logo, just scan, pay & go! or Cash withdrawal without card at Bank Mega ATM.
  4. Purchase voucher, pay bill and top up your e-waller in a Practical way!
  5. Open a new savings account and various services for the convenience of Savings and Credit Card owners
  6. Transactions becomes easier and faster using Voice Command.
  7. Saving Account, Current Account, Loan, Deposit, Credit Card, M-Money, Saving and Credit Card Transaction Inquiry, Statements & Billing Statement up to 12 months.
  8. Complete domestic transfer features such as transfer intra bank account, Realtime transfer, SKN / Clearing or RTGS and Bank Mega virtual account transfer.
  9. Credit Card service features such as Mega Pay (change transactions into installments), Increase Fixed Limit, Mega Bill Registration, Insurance Registration, Block Credit Cards, and Register/Change PIN.
  10. You can check information on Bank Mega credit card and debit card promos completely!
  11. Now you can also check credit card points and DoReMe easily
  12. You can also check other information such as M-Calendar, foreign exchange rates, ATM and branch locations, account inboxes and all account settings using your smartphone!

Installation Manual

Syarat Pengajuan Kartu Kredit

 

Persyaratan dan Ketentuan Pemegang Kartu Kredit Bank Mega

 

Biaya-Biaya

 

Jenis Biaya

Keterangan

Bunga Pembelanjaan 1.75% per bulan / 21% per tahun
Bunga Penarikan Tunai 1.75% per bulan / 21% per tahun
Biaya Keterlambatan Pembayaran 1 % dari jumlah tagihan (atau maksimum Rp 100.000) 
Biaya Penerbitan Billing Statement Electronic Statement : Rp 5.000/tagihan
Hardcopy : Rp 30.000/tagihan 
Biaya Cetak Ulang Lembar Tagihan Rp 50.000/lembar (max 3 bln terakhir)
Biaya Pembayaran Tagihan Melalui Bank Partner (BCA, BNI, Mandiri) Rp 15.000/ tagihan
Biaya Permohonan Bukti Transaksi Rp 50.000,- 
Biaya Penggantian Kartu (Rusak/Hilang) Rp 200.000,-
Biaya Pengembalian Kelebihan Saldo ke Non-Bank Mega Rp 50.000,-
Biaya Redeem Point ke Frequent Flyer Program Gratis (berlaku juga untuk kartu Infinite)
Biaya Kenaikan Limit Sementara : Rp 75.000,-
Tetap : Rp 125.000,-
Biaya Overlimit Rp 250.000,-
Biaya Transfer Loan on Card (LOC) ke Non-Bank Mega Rp 30.000,-
Informasi Transaksi (SMS Notifikasi) Kartu Utama : Rp 10.000/bulan
Kartu Tambahan : Rp 5.000/bulan
Ubah Transaksi Menjadi Cicilan Bunga Ringan

Transaksi < Rp 5 Juta : Rp 50.000/Transaksi

Transaksi > Rp 5 Juta - < Rp 10 Juta: Rp 100.000/Transaksi 

Transaksi > Rp 10 Juta: Rp 150.000/Transaksi

Pembatalan/Percepatan Cicilan Sisa Bunga  + Sisa Pokok + Rp 200.000,-
Biaya Permohonan Ringkasan Tagihan Tahunan Rp 300.000,-
Biaya Administrasi Tagihan Rutin Bulanan 
(MegaBill seperti : Pascabayar seluler, Mega Top Up Pulsa, TV kabel berlangganan, PDAM, PLN, dll)
Rp 5.000,- / per no. pelanggan / bulan

Khusus PLN:
- Nilai tagihan < Rp 25 juta = Rp 5.000,-
- Nilai tagihan > Rp 25 juta = 1% x nilai tagihan 
Biaya Administrasi Penarikan Tunai 6 % atau minimal Rp 200.000,- (berlaku juga untuk kartu tipe Infinite)

*Perubahan Bea Materai Pembayaran Kartu Kredit 

 

Channel dan Biaya Pembayaran Tagihan

 

Channel Pembayaran

Keterangan

Bank Mega ATM : Gratis
Teller : Rp 25.000
Bank BCA ATM : Rp 15.000
Klik BCA : Rp 15.000
Bank BNI ATM : Rp 15.000
BNI Phone Plus : Rp 15.000
Mobile / SMS Banking : Rp 15.000
Internet Banking : Rp 15.000
Bank Mandiri ATM : Rp 15.000
Internet Banking : Rp 15.000
SMS Banking : Rp 15.000
Call Mandiri : Rp 15.000
ATM Bersama / ATM Prima ATM : Rp 15.000

 

Suku Bunga

Bunga Pembelanjaan 1.75% / 21% per tahun – mulai dari 01 Juli 2021
Bunga Penarikan Tunai 1.75% / 21% per tahun – mulai dari 01 Juli 2021

 

Ilustrasi Perhitungan Bunga

Perhitungan Bunga

 

Informasi Perhitungan Pembayaran Minimum

Ilustrasi Perhitungan Pembayaran Minimum

Perpanjangan Kebijakan Kelonggaran atas Batas Pembayaran Minimum dan Denda Keterlambatan Pembayaran Kartu Kredit

 

Aktivasi PIN

Registrasi PIN melalui SMS

Registrasi PIN melalui ATM

Registrasi PIN melalui Website Bank Mega

 

Fitur Nirsentuh/Contactless

FAQ Kartu Kredit Bank Mega dengan fitur Contacless

 

Informasi

Aplikasi Online

Dapatkan keuntungan sepanjang masa dengan kartu kredit Bank Mega