Mega Cash Line is a cash loan in card form that can be withdrawn anytime, without using collateral, in the form of a stand-by loan provided to the Customer, with a revolving and installment payment system and cannot be used for retail transactions at merchants.

Primacy

Funds can be disbursed anytime and anywhere
Disbursement of funds is flexible, can be used in partial or in full
A revolving loan facility, your Mega Cash Line ceiling will be refilled after payment is received and funds can be reused immediately
Fixed Installments, you can enjoy fixed installment facilities with low interest with periods of 12, 18, 24 and 36 months
Easy fund disbursement, cash withdrawal facilities through Bank Mega ATMs or transferring funds through Mega Call 08041500010
Competitive interest rates

Submission Terms

General Requirements

The prospective customer is 21-55 years old or has been married
Minimum monthly income of IDR 3 million

Document Requirements

Copy of ID card
Copy of Bank Mega / Other Bank Credit Card / Bank Mega Payroll Account
Copy of NPWP (Limit> Rp. 50 million)

Submission method

For prospective selected customers will be contacted by Bank Mega Telemarketing

Card & PIN Activation in One Step

Send an SMS to 3377 using your registered mobile number with the format:

PIN<Space> Last 4 Digits Your Mega Cash Line Number <Space> Date of Birth (DDMMYYYY)<space> 6 Digits PIN
Example: PIN 1234 01011990 123456

You will receive a confirmation SMS as well as an SMS to activate your PIN. Please answer the SMS with the following format:
YES <Last Space> 4 Digit Number of Mega Cash Card Line Number
Example: YES 1234

Fund Disbursement

You can withdraw Mega Cash Line funds by:

Cash withdrawal at Bank Mega ATM
- Enter the Mega Cash Line Card
- Input No. Mega Cash Line Card PIN
- Select Cash Withdrawals Menu
- Enter Amount of Fund Withdrawal
- Finished
Fund Transfer* Via Mega Call
Contact Mega Call 08041500010
*Free transferring fee to any account number

Fund Disbursement Limits

	Maximum Daily Transactions
	Bank Mega ATM	Mega Call
Cash withdrawals	Rp 10 Million	N/A
Transfer to Bank Mega Account	N/A	Rp 200 Million
Transfer ke Another Bank Account	N/A	Rp 200 Million

Bill Payment

You can pay the Mega Cash Line monthly bill in the following ways:

Payment through Bank Mega Accounts and ATM
- Enter the Mega Debit Card
- Input No. Mega Debit Card PIN
- Select Menu Payment
- Select Other Menu
- Select Loan Menu
- On the Loan Menu, Select the Mega Cash Line Menu
- Input the Mega Cash Line Number
- On the Mega Cash Line payment page, input the amount to be paid - Choose pay
- Confirm Mega Cash Line payment
- Select payment account
- Finished
Payment through another bank account or ATM
- Input ATM PIN
- Select Transfer Menu
- Select Transfer to Another Bank
- Select List of Bank Codes
- Enter Bank Mega Code (426) + Your Mega Cash Line Number
- Input the amount to be paid
- Finished
Payment Through Teller Bank Mega branch office

Guide

Mega Credit Shield Maksima

Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance

The said product is an insurance program for Mega Cash Line card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

If insured passed away, not due to accident, then insurer will pay 200% of current Mega Cash Line card balance at the time of risk
If insured passed away, due to accident, then insurer will pay 500% of current Mega Cash Line card balance at the time of risk
If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current Mega Cash Line card balance at the time of risk
If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current Mega Cash Line card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said Mega Cash Line card balance, and the remainder is paid to Beneficiary

Mega Cash Line