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ANTI-MONEY LAUNDERING & COUNTERING FINANCING OF TERORISM POLICY STATEMENT

PT. Bank Mega Tbk (“Bank”) is a publicly listed company in Indonesia Stock Exchange, regulated by Bank Indonesia and Indonesia Financial Service Authority (OJK).

In keeping with the fight against money laundering and terrorist financing, Bank Mega adheres to the high standard and implement Anti Money Laundering & Countering Financing of Terrorism Laws and Regulations throughout the Bank networks and business units which cover the following :

  • Comply with Indonesia’s Law on Money Laundering (Law of The Republic Indonesia No.8 Year 2010 concerning The Prevention and Eradication of Money Laundering), AML & CFT guidelines established by Indonesia Financial Service Authority, as well as Indonesia Financial Intelligence Unit (Indonesian Financial Transaction Reports and Analysis/INTRAC) and observing international best practice in accordance with the recommendation of Financial Action Task Force (FATF).
  • Appoint Anti Money Laundering Officer whose responsible to the Board of Management for establishing and maintaining the Bank’s Anti Money Laundering compliance program.
  • The Bank does not conduct business with “Shell Banks”, mantain anonymous accounts, or pay-through accounts.
  • Fully cooperate with law enforcement and regulatory agencies to the extent permitted by laws.
  • The Bank has developed and maintained its Anti Money Laundering program comprising of written AML-CFT policy and procedures, employing IT System software to support AML & CFT implementation, as well as internal and independent controls, which has been reported regularly and approved by its Management Board. All business units and employees must adhere to these standards to protect Bank Mega and its reputation from being misused for money laundering and/or terrorist financing or other illegal purposes.

    KYC PROGRAM
    In order to mitigate money laundering activities, the Bank has implemented Customer Due Diligence procedures consist of the requirement to obtain all opening account documents, perform customer identification and documents verification, as well as updating customers data accordingly and apply Enhance Due Diligence process for high risk customers.

    RISK ASSESSMENT & TRANSACTION MONITORING
    A risk based approach that identifies, monitors and manages customer transactions is applied based on characteristics of the products, customers, geographic area and product delivery methods.

    All customers and their transactions are screened against UN lists, OFAC Sanctions Lists, Local Terrorist lists and Local Political Exposed Persons (PEPs) list. Once a suspicious activity is detected it will be reported directly to Indonesian Financial Transaction Reports and Analysis Centre (INTRAC).

    AML & CFT TRAINING
    In order to promote awareness of different possible patterns and techniques of money laundering and terrorism financing, the Bank provides comprehensive AML & CFT training for all of its employees.

    Special training programs dedicated to designated employees such as front liners, back office operations, marketing, and internal auditors which includes customer identification, screening process, account activity monitoring, and transaction reporting as well as typologies to recognize money laundering activities.



                  Kostaman Thayib                                                         Yuni Lastianto
                  President Director                                                       Compliance & GCG Director

Mega Highlights
  Curr             Buy            Sell
USD
13200
13700
EUR
14652
15481
AUD
9900
10412
SGD
9429
9928
JPY
117.86
124.55
BANK MEGA REGISTERED AND SUPERVISED BY THE FINANCIAL SERVICES AUTHORITY

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